Pennsylvania Compensation Rating Bureau / Test Audit Program

Tuesday, September 30 2008 - test-audit, pcrb, rebuttal, premium-audit

Are you experiencing:

• An increase in test audit errors from the PCRB?
• A gradual increase in your test audit error ratio?
• Is the increase applicable regardless of the number of rebuttals you file?
• Your selected audits being cited as incompatible on a more frequent basis?

You are not alone. In 2007, the test audit average error ratio has continued to increase. While we cannot be certain of the reason, the fact remains that errors and incompatible rebuttal responses are on the rise.

RLD Associates Inc. has made a positive major impact on reducing our customer’s error ratios. During 2007 we were active in over 800 test audit selections. Our test audit error ratio was significantly below the average industry ratio of 20.7%

We have been so successful in our efforts in producing and defending premium audits for our clients that several of them have been allowed to “opt out” of the test audit program for one year. Our track record speaks volumes for the quality or our audits and the service of our management staff after the audit is completed.

We began the task of supplying technically correct audits and exemplary service to the insurance industry in 1989. Our impact in PA has attracted the attention of several carriers in need of assistance with their PCRB mandated action plans for non-compliance with the accepted error ratio threshold.